Tectum SoftNote™

The high-speed transactionless payment system of the future.

Tectum&SoftNote Pitch deck
Tectum Softnote
1,740,536 Bills
SoftNote Bills minted total
2871 Bills
SoftNote Bills Filled with liquidity
Potential liquidity in SoftNote system


Tectum's SoftNote is a transactionless payment system with instant payments and zero fees. Tectum uses its Bitcoin node and overlay network to facilitate on-chain transfers with low fees and fast transaction times. SoftNote can reduce transfer costs to zero and provide instant finality, making BTC a scalable global cash system.

SoftNote enable fast and anonymous transactions by replacing them with handovers. SoftNote bills will be emitted using Bitcoin, Ethereum and USDT as a store of value and can be minted through Tectum's web wallet and mobile app.

More about SoftNote elements
SoftNoteSoftNote Denomination and Currency[object Object]AddressSerial NumberQR CodeState of Funds
SoftNoteSoftNote Denomination and Currency[object Object]AddressSerial NumberQR CodeState of Funds
More about SoftNote elements


Explore the key elements of SoftNote and understand their importance.

All ElementsDenomination and CurrencyNetwork and ProtocolAddressSerial NumberQR CodeState of Funds

Easy 5 steps. SoftNote is yours

Bitcoin / Crypto wallet creation

The system creates empty Bitcoin (BTC) wallet using our Tectum BTC node in preparation for Softnote minting and filing.

Create Wallet
Minting Softnote

A Minter (Mt) uses their TET to create SoftNote bills. Every bill is given a unique serial number, and the corresponding BTC value is shifted to the bill's exclusive address. Following this, the SoftNote minting licenses are allocated to the Mt's account.

Liquidity provision

A liquidity provider (LP) tranfers BTC to the BTC wallets of the SoftNotes they desire to fill. The LP licenses for these SoftNotes are assigned to the Tectum account.

Releasing for circulation

The Minter then distributes these SoftNotes. This could be done in various ways depending on the system in place — either through direct transactions, sales, exchanges, or through a network of distributors or agents. Their movement from one holder to another constitutes their active circulation, facilitating trade and exchange just like any currency.

Revenue generation

The end user spends the SoftNote. If used for retail purposes, the retailer is charged a capped fee of 1%. The Mt and LP license holders are each paid 20% of this fee each.

Get Started

Why SoftNote?

SoftNotes are a FinTech product that sits on blockchain rails that facilitate a frictionless transport of value. Get the Pitch Deck & learn how this innovative new technology facilitates the digital currency environment of the future.

SoftNote bills carry the value within themselves, and their blockchain underpinnings unlock the freedom to conduct borderless remittances in true peer-to-peer manner. Since SoftNotes deal with digital values, managing fees and transaction records becomes a technological rather than a logistical task, where the blockchain becomes the point of trust between intermediaries.

SoftNotes can only be minted using Tectum SoftNote platform and Tectum's in built Bitcoin node helps the system automatically assign and lock liquidity into a SoftNote's underlying Bitcoin address.

Key Advantages of Tectum SoftNote

Absolute Anonymity

Softnote is more anonymous than native Bitcoin transactions because BTC transaction can’t be traced by public address. The payment is not registered in the native network ledger while the balance is handed over.

Zero-Commission Payments

Commissions are only paid by retailers if the Softnote is recieved in a point of sale context. Commission is approximately half that of credit cards.

Instant Payment Processing

Payment is deemed received as fast as the receiving party able to verify and unlock the SoftNote. The Superconductive Digital Environment eliminates feeds & delays and tends towards zero transaction costs and infinite terminal performance (transaction speed).

Internet Independence

The paying party can use physical format, paper printed SoftNote bill and conduct payment without using electronic device or internet as long as a recipient in connected to Tectum network.

“Handover” instead of “Transfer”

A store of value balance is easily verified by checking network and BTC explorer, while the handover is invisible on chain.


Zero-fee policy and instant finality makes microtransactions possible.

Network Independence & Isolation

Softnote features technological isolation from traditional banking and crypto systems. Payment Handover allows to fully protect participants from native networks’ performance issues, where payments can be handed over personally in device-to-device mode or sent through any network capable to transfer picture format files. A SoftNote user only needs a “proof of balance”, which can easily be conducted by verifying the SoftNote balance via any native BTC explorer.

Cash Money Property

SoftNote can be handed over in a paper form and received by another party as long as they are connected the internet.

Excellent Security

Softnote pin codes cryptographically secure your Softnote ownership.

Robust & maturity technical framework

Built on our proprietary and copyrighted intellectual property.

Denominated Bills

SoftNote bills are denominated according to globally accepted standards: $1, $5, $10, $20 etc. SoftNotes can be printed in paper format and transported without any geographical boundaries.

Reverses the “Transaction Fee” Paradigm

SoftNotes means no fees for senders, with retailers will be charged a modest fee under 1% applicable to all incoming transactions.