The Instant, Free and Green Financial Solution for All

The SoftNote is the first ever ‘Transactionless’ digital product with instant payment and zero-fee processing for the end-user. The SoftNote has ‘physical cash’ elements, for example, a Bitcoin SoftNote bill can be printed on paper, does not require a confirmation from the Bitcoin network, incurs no fees, and has no geographical boundaries.

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1 314 163 Bills

SoftNote Bills Minted Total

$51 864 532.43

Potential Liquidity in SoftNote System

2 037 Bills

SoftNote Bills Filled with liquidity

$53 328.38

Total Liquidity in the SoftNote System


Liquidity of an Average SoftNote Bill


Average Bill Reward per Cycle

Transactionless Payments

Introducing Tectum's SoftNote: Transactionless, zero-fee payment solution. Powered by their Bitcoin node and overlay network, Tectum enables low-fee, fast on-chain transfers for BTC's scalability.

Get fast, anonymous transactions with SoftNote, replacing them with handovers. Mint and Fill the SoftNote bills through the SoftNote web wallet, backed by Bitcoin, Ethereum, and USDT.

  • Bitcoin / Crypto wallet creation

    The system creates empty Bitcoin (BTC) wallet using our Tectum BTC node in preparation for Softnote minting and filing.
  • Minting Softnote

    A Minter spends their TET to mint a SoftNote Pack of 100 bills. Each bill is assigned a unique serial number and the BTC amount is transferred to a dedicated address. The SoftNote minting licenses are then applied to the Minter’s account.
  • Liquidity provision

    A Liquidity Provider transfers BTC to the BTC wallets of the SoftNotes they desire to fill. The Liquidity Providers licenses for these SoftNotes are assigned to their Tectum account.

    When a SoftNote with liquidity is sold for the denominational value or used for a retail transaction, it begins its journey through global circulation
  • Revenue generation

    The end user spends the SoftNote. If used for retail purposes, the retailer is charged a capped fee of 1%. The Mt and LP license holders are each paid 20% of this fee.

Why SoftNote?

SoftNotes are a FinTech product that sits on blockchain rails that produce a frictionless transport of value. Get the Pitch Deck & learn how this innovative new technology facilitates the digital currency environment of the future.

SoftNote bills carry the value within themselves and their blockchain underpinnings unlock the freedom to conduct borderless remittances in true peer-to-peer manner. Since Softnotes deal with digital values, managing fees and transaction records becomes a technological rather than a logistical task, where the blockchain becomes the point of trust between intermediaries.

SoftNotes can only be minted using the Tectum utility token, TET. The Softnote platform and Tectum’s built-in Bitcoin node helps the system automatically assign and lock liquidity into a Softnote’s underlying Bitcoin address.

Key advantages

Zero-Commission Payments

Commissions are only paid by retailers if the Softnote is recieved in a point of sale context. Commission is approximately half that of credit cards.

Absolute Anonymity

SoftNote is more anonymous than Bitcoin wallet because BTC transaction can’t be traced by public address. The payment is not registered in the native network ledger while the balance is handed over.

Instant Payment Processing

Payment is deemed received as fast as the receiving party able to verify and unlock the SoftNote. The Superconductive Digital Environment eliminates feeds & delays and tends towards zero transaction costs and infinite terminal performance (transaction speed).

Internet Independence

Paying party can use physical format, paper printed SoftNote bill and conduct payment without using electronic device or internet as long as a recipient in connected to Tectum network.


Zero-fee policy and instant finality makes microtransactions possible.

“Handover” instead of “Transfer”

A store of value balance is easily verified by checking network and BTC explorer, while the handover is invisible on chain.

Network Independence & Isolation

Softnote features technological isolation from traditional banking and crypto systems. Payment Handover allows to fully protect participants from native networks’ performance issues, where payments can be handed over personally in device-to-device mode or sent through any network capable to transfer picture format files. A SoftNote user only needs a “proof of balance”, which can easily be conducted by verifying the SoftNote balance via native (BTC) Explorer.

Cash Money Property

SoftNote can be handed over in a paper form and received by another party as long as they are connected the internet.

Robust & maturity technical framework

Built on our proprietary and copyrighted intellectual property.

Excellent Security

Softnote pin codes cryptographically secure your Softnote ownership.

Denominated Bills

SoftNote bills are denominated according to globally accepted standards: $1, $5, $10, $20 etc. SoftNotes can be printed in paper format and transported without any geographical boundaries.

Reverses the “Transaction Fee” Paradigm

SoftNotes means no fees for senders, with retailers will be charged a modest fee under 1% applicable to all incoming transactions.